A better platform for building your real estate career

Build more than transactions.

INITIA powered by eXp combines a collaborative, relationship-driven community with the scale, technology and additional income opportunities of eXp.

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Ways to build your business.

Real estate commissions are only the beginning. Explore additional opportunities available through the eXp platform.

SalesCommission income
GrowthRevenue share*
OwnershipEquity opportunities*
Why INITIA + eXp

Local relationships. Global platform.

You don't have to choose between personal support and a scalable brokerage platform. INITIA brings community, collaboration and hands-on guidance; eXp brings cloud brokerage infrastructure, tools, education and growth programs.

01

Keep more

Explore competitive commission structures and cap options designed to let productive agents retain more of what they earn.

02

Build more

Create income opportunities beyond your personal transactions through eligible revenue share, mentorship, training and equity programs.

03

Do more

Use technology, training, collaboration, lead opportunities and support to spend more time building relationships and closing business.

The income story

One career. Multiple potential income streams.

The traditional brokerage model focuses almost entirely on commission. The eXp platform can add other eligible ways to participate in the value you help create.

01 Commission

Earn from your own real estate production.

02 Revenue Share

Eligible agents may earn revenue share tied to qualifying sponsored-agent activity.

03 Equity

Eligible stock/equity award opportunities can connect agents to company growth.

04 Mentorship

Experienced agents may have opportunities to earn while helping others develop.

Personalized income scenarios · CAD

Explore every part of your opportunity.

Model annual cash income and equity separately. Inputs are assumptions, not offers or guaranteed earnings. Start with your production, then add the opportunities you want to explore.

Your INITIA + eXp production

Cap applies only to the company split. Enter all monthly, transaction, post-cap and other fees in the annual-fees fields. The 80% / $16,000 example is editable; confirm your applicable plan. A 95/5 scenario requires its own verified fees and eligibility.

Revenue-share scenario

Revenue Share 2.0: percentages below apply to the revenue-share pool, modeled as 50% of qualifying company dollar. This corrects the prior AGCI-based illustration. Monthly adjustment bonuses, first-year incentives and special arrangements are excluded.

FLQA is a qualification count, not simply the number of sponsored agents. Model a constant count for this annual scenario. The 2.0 chart unlocks full rates at 0 / 0 / 0 / 5 / 10 / 15 / 30 FLQA for tiers 1–7. Some public support pages show older thresholds; confirm your current Canadian and United States agreement.

TierProductive agentsQualifying AGCI per agentAgent company capCompany split %Base % of poolUnlocked total % of poolFLQA requiredApplied % of poolAnnual share
10%17.5%0
21%20%0
30.5%12.5%0
40.5%7.5%5
50.5%5%10
62.5%12.5%15
72.5%25%30

Per-agent company dollar = min(qualifying AGCI × company split, annual cap). Revenue share = productive agents × company dollar × 50% × applied tier percentage. Full rate includes base share; they are not added twice. Capped transactions create no additional revenue share. Each row assumes identical production and caps; use separate scenarios for different cap groups. International buffers and sponsor splits are excluded.

Sources: Published Revenue Share 2.0 chart and Canadian and United States income disclosure.

Stock awards

Enter confirmed award values in CAD. Base stock assumptions: $270 first-transaction award, $540 capping award and $540 per qualifying sponsored-agent award. These are illustrative values from earlier Canadian and United States recruiting materials, not verified current award amounts; confirm before using in an offer. The sample assumes five newly sponsored agents each qualify for their first-transaction award. Existing sponsored agents do not automatically create a new award each year. ICON may provide up to $16,000 CAD subject to production, cultural and other requirements; do not enter the same award twice.

Automatic ICON estimate

Standard Canadian and United States full-cap agent scenario only. Reduced caps and custom splits require separate approval; the calculator will not assume eligibility for those plans. Annual GCI and transactions must be earned at eXp during one capping period.

The estimate assumes equal GCI per transaction and counts deals after the cap-reaching transaction at $285 each, up to $5,700. Actual fee records take precedence. Include these fees in your total annual fees above; they are not deducted a second time.

The September 2025 Canadian and United States overview lists $5,800 USD production, $2,900 USD cultural and $1,450 USD per eligible event (maximum two). CAD value varies with exchange rates; grants require review and approval.

Stock awards are subject to their applicable vesting and eligibility rules.

Mentorship, training, referrals and team income

Mentorship uses INITIA’s user-provided payout assumption of $4,000 to the mentor per completed deal, up to three deals per mentee. This is not represented as eXp’s standard Canadian and United States Mentor Program, which publishes a 10% mentor share of mentee GCI (minimum $250). Five mentees completing three deals each produce $60,000; ten produce $120,000. Growth assumes new mentees each year and full completion of the selected deal count; it is not guaranteed. Paid training opportunities are agreement-specific. Referral income and team margin must exclude earnings already included in personal production, mentorship or revenue share. Leads that close your own deals belong in personal GCI.

Your annual scenario

Retained commission with INITIA + eXp
Revenue share
Mentorship
Training
Outgoing referrals
Team margin
Cash after fees & extra expenses
Equity awards at assumed grant value
Modeled award shares
Equity at scenario share price
Cash is before income tax and ordinary business expenses unless entered above. Equity is not added to cash income. Share prices can fall; awards can be forfeited or subject to vesting. Most agents earn limited or no equity; the Canadian and United States disclosure reports a $0 median revenue share for a typical Tier 1 agent.

Canadian and United States income disclosure · Revenue-share rates · Eligibility and caps

Five-year mentorship scenario

YearModeled new menteesMentor income

Five-year total:

Fractional mentees represent an expected-volume planning model; actual mentee counts are whole numbers. Only year 1 mentorship is included in annual cash above.

Support that helps you grow

You are joining a community, not just a brokerage.

INITIA is designed to preserve the human side of the business while giving agents access to a much larger platform.

Training, coaching and collaborative learning
Mentorship for agents building skills and confidence
Lead opportunities and strategies to help create conversations
Cloud-based technology and brokerage support
Community, networking and cross-market collaboration
“The goal isn't simply to change where your licence hangs. It's to give you more ways to grow what you've already built.”
Technology + leverage

Spend less time managing the brokerage. More time building your business.

Cloud brokerage

Access brokerage resources and collaboration without depending on a traditional brick-and-mortar office model.

Education

Tap into training, coaching, masterminds and a broader network of agents and leaders.

Scale

Build relationships and business across a platform designed to connect professionals beyond local office walls.

Your real estate business should create more than your next commission cheque.

Let's build a personalized income analysis around your production, goals and the type of business you want to create.

Request a Personalized Analysis
Your personalized analysis

Let’s explore your opportunity.

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